Many IFAs work very hard. They work day and night. Still, they struggle to grow. It is because they are not productive in their work. They get engaged in a lot of clerical works, like KYC, client and company followup, etc. I also understand It involves cost and your current income may not support it. However, keep this in mind and try to develop your mindset around it. The faster you understand this, the better for your business. You can download my 'Productivity Tracker'which will help you become more efficient.