Challenges are part of any business. In our business, regulations are becoming stricter and many IFAs think it will make them extinct. No, it will not happen like this. From the time entry load was banned, IFAs are concerned about one thing or the other. Still, the industry has grown and IFAs have grown too. In future also, things will change and certain challenges will emerge but the industry will keep on growing and IFAs will keep on growing. You need to consider yourself as a part of the industry, not away from it. Be positive and embrace the change.