Twenty years ago, I never thought that the financial industry would shape something like this. If I would have known, I would have thought I won't be able to face such changes along the way. But here I am. Despite all the challenges, regulation and changes that happened, I am still a part of this industry. The reason is that I had the courage to change myself along the way. I was not rigid. It was not a smooth ride but today it seems all to be worth it. Stay on course. Thing long term. You would reap the benefits.